You can repay your loan anytime to consolidate it with other debts. If you are concerned about your finances, please chat with us in the Kroo app via in-app chat or email us at credit-operations@kroo.com and we can help.

Consolidating lending can help you manage your monthly repayments, however, it often means extending the time that you’re repaying, meaning that you may pay more interest in the long term.

If you need guidance about debt consolidation, you can talk to independent debt charities like Step Change.