Note: These terms apply to referrals made on or after 23rd September 2026. If you referred a friend before this date under the previous £5 scheme, please refer to the £5 Referral Scheme information.

Invite a friend to join Kroo and you’ll both get £25. Selected Kroo account holders can invite friends to open a Kroo Personal Current Account (PCA). 

When your friend opens an account using your unique link and maintains a balance of £1,000 or more for at least 5 consecutive working days, you will both receive a £25 cash reward credited directly to your Kroo PCAs.

If you're eligible for the programme and are on the newest available version of the Kroo app, you'll see an invite button in the “Home” page of the Kroo app. Tap it to generate your unique referral link, which you can share directly with friends.