You will receive an in-app notification as soon as your friend successfully opens their account and makes their first card purchase.

If you are within your referral limit: Your notification will confirm that £5 has been credited to your account.

If you have reached your referral limit of £50: You will still get a notification letting you know your friend has joined, but no reward will be paid.

Maximum reward limit: You can earn a £5 reward for up to 10 friends, meaning you can make a maximum of £50 from referral rewards.