Note: These terms apply to referrals made on or after 23rd September 2026. If you referred a friend before this date under the previous £5 scheme, please refer to the £5 Referral Scheme information.

Share your unique link to give a friend £25 when they join Kroo. Once they open an account, deposit at least £1,000, and hold it for 5 consecutive days (within 30 days of joining), you’ll both get a £25 cash bonus.

How to refer a friend and earn £25 reward:

1. Send the invite: Open the Kroo app, tap "Invite friends and get £25 each" on the Kroo app “Home” screen, and share your unique link.
2. Accept the invite: Your friend must click your link and enter their email address on the webpage.
3. Open an account: Your friend must download the Kroo app and apply for a current account using the exact same email address. (Account opening is subject to eligibility checks and our Personal Current Account Terms & Conditions).
4. Add funds to the account: Once their account is open, your friend needs to transfer at least £1000 within 30 days of joining, and maintain it on their Kroo Bank account for at least 5 consecutive working days. 
5. Both you and your friend will receive £25 credited straight to your Kroo current accounts once your friend fulfils the conditions of the promotion.

Please note: High sign-up volumes may occasionally delay new account openings. Once your friend successfully opens their account and qualifies for the referral bonus, we aim to credit both rewards within 5 business days.