Currently, applications for the overdraft are via invitation only. If you're eligible to apply, we’ll let you know via the app and email.

Once you've been invited to use overdrafts:

• Open your Kroo app and head to the ‘Account’ tab.
• Scroll to ‘Kroo products’ and select the ‘Overdraft’ option.
• Complete the affordability and credit questions to help us review your application.
• We'll inform you of the application outcome shortly.

You can find more information about our overdraft here.