There are different limits the for the prepaid e-money account and you can view them directly in the app by doing the following:
- Open your Kroo app
- Tap the ‘Profile’ tab at the bottom
- Tap ‘Account limits’
You’ll find the complete list of available limits below.
Adding money to your prepaid e-money account (inbound payments)
- Daily limit: £2000 (or a maximum of 15 transactions per day)
- Monthly limit: 90 transactions
- Yearly limit: 1,095 transactions
Your account can only accept GBP transfers, from UK bank accounts.
Sending money from your prepaid e-money account (outbound payments)
You can send a total of £1000 per day (or a maximum of 5 transactions per day).
Here's a table outlining our limits for sending money from your account in more detail:
Limit type |
Daily |
Weekly |
Monthly |
Annually |
Individual transaction limit |
£1000 |
£1000 |
£1000 |
£1000 |
Cumulative value limit |
£1000 |
£5000 |
£10,000 |
£30,000 |
Cumulative frequency limit |
5 |
15 |
30 |
300 |
Adding money to your prepaid e-money account
Inbound bank transfer – 15 transactions daily within a total amount of £2000
Sending money to your prepaid e-money account
- Paying friends in-app (Kroo to Kroo) – £650 daily
- Bank transfer – £1000 daily
Sending money from your prepaid e-money account to another Kroo account
Limit type |
Daily |
Monthly |
Annually |
Cumulative value limit |
£650 |
£5000 |
£30,000 |
Cumulative frequency limit |
100 Transfers |
250 Transfers |
1095 Transfers |
Using your prepaid Mastercard® debit card
- ATM withdrawals – £250 daily (maximum of 5 withdrawals per day)
- Spending limit – £3750 daily
- Contactless limit – £45 limit per transaction (you will be required to use your chip & pin after spending £250)
Spending overseas with your prepaid e-money account
- Foreign ATM withdrawals – £250 daily (with no fees and no monthly limit)
- Card transactions – Spend in over 140 currencies with no fees.