A "beta" is an early-stage product, which means that even though it works, it may not always work as you expect.

For the Kroo card, this means you may temporarily lose access to the app, or the funds on the card. We will, however, work to get any problems fixed as soon as we can.

We also guarantee you'll never be left out of pocket, as we'll refund any mistakes that mean you lose money.

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